INNOVATION January-February 2016

whatif you were diagnosed with a critical illness? What do you mean by “critical illness”? I’m never sick. I don’t even want to think about it.

Okay.

Okay.

In Canada, there are about 70,000 heart attacks each year.²

About 2 in 5 Canadians will develop cancer during their lifetime.¹

The Bad News

In Canada, there are about 50,000 strokes each year.²

The Good News

But 63% of those will survive > 5 years. 1

But 90% have a good chance of survival.²

But 80% have a good chance of survival.²

Could you survive the illness — financially?

Good thing we have Canadian health care.

I hadn’t thought about what it would cost.

I already have life insurance.

Life insurance is designed to financially help the people you leave behind, not to help you recover.

Many new prescription drugs that are costly may not be covered by your provincial health care.¹

Many survivors and their caregivers deal with debt, wage loss, and a decreased standard of living.³

More Bad News

100% premium refund if you die without making any claims under this plan. 10% rate reduction for $125,000 or more of coverage.

The Engineers Canada- sponsored Critical Illness Plan can pay up to $1 million upon diagnosis of a covered condition.

You can choose between two types of coverage: Essential > 6 conditions Enhanced > 18 conditions

More Good News

See how an Engineers Canada-sponsored Critical Illness Plan can help you. 1 877 598-2273 | manulife.com/APEGBC/CI

1 Canadian Cancer Statistics, 2013. 2 Heart & Stroke Foundation Statistics, 2013. 3 Colleen Nelson B.Ed, PBCE, “The Financial Hardship of Cancer in Canada: A Literature Review,” Canadian Cancer Society, 2010. Underwritten by The Manufacturers Life Insurance Company. Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under licence. © 2016 The Manufacturers Life Insurance Company. All rights reserved.

The Manufacturers Life Insurance Company